Canadian Credit Card Interest Rates Sorted By Lowest Rate to Highest. Credit Card Loans are advances made by financial institutions to individuals who agree to repay the advance and interest. Credit cards provide revolving credit facilities to Large Business, Small Business and individuals. A not so well known tip is sometimes you can call your credit card company and ask for a interest rate drop. The worst thing they can really tell you is no, sorry sir we cannot lower your rate. Then come back with the ”well i was looking at the new….. Capital One visa and considering switching but i would really want to stay with you guys” line. Continue Reading