Canadian Credit Cards http://www.creditcardseh.com/blog Compare Canadian Credit Cards Tue, 02 Mar 2010 03:35:45 +0000 en Canadians Have Credit Card Problems In Cuba http://www.creditcardseh.com/blog/credit-card-problems-in-cuba/ http://www.creditcardseh.com/blog/credit-card-problems-in-cuba/#comments Sun, 10 Feb 2008 09:20:29 +0000 admin http://www.creditcardseh.com/blog/?p=3 A big Credit card issue is affecting Canadians visiting Cuba. It turns out lots of canadian people visiting cuba found thereself strapped for cash due to a credit card processing problem. The problem is mostly because The Bank of America purchased the MasterCard credit card business of Regina based CUETS Financial last year. With CUETS Mastercard business now owned by the Bank of America those MasterCard transactions are being processed in the U.S and thats where the problem starts. The United States has a trade embargo with Cuba, implemented just after Fidel Castro seized power years ago. That exact embargo makes it a crime, under United states law, for the Bank of America to process credit card transactions from Cuba. And that means for us people who live in canada with no cuban trade embargo of any kind will be affected by MasterCard credit cards processed by the Bank of America will not be able use them while in Cuba. So it might be a good idea to check with your card company before you leave to see if your in the clear. It also would not hurt to bring some cash on you and maybe some travelers cheques. Most good travel agents will most likely be able to give you some good advice to help your trip to cuba be a great one. Don't forget to always have a backup plan, a peice of plastic won't do you much good a couple thousand miles away from home if its declined.

]]> http://www.creditcardseh.com/blog/credit-card-problems-in-cuba/feed/ Credit Cards By Best Interest Rates http://www.creditcardseh.com/blog/best-interest-rates/ http://www.creditcardseh.com/blog/best-interest-rates/#comments Tue, 01 Jan 2008 11:12:49 +0000 admin http://www.creditcardseh.com/blog/credit-cards-by-best-interest-rates/ Canadian Credit Card Interest Rates Sorted By Lowest Rate to Highest. Credit Card Loans are advances made by financial institutions to individuals who agree to repay the advance and interest. Credit cards provide revolving credit facilities to Large Business, Small Business and individuals. A not so well known tip is sometimes you can call your credit card company and ask for a interest rate drop. The worst thing they can really tell you is no, sorry sir we cannot lower your rate. Then come back with the "well i was looking at the new….. Capital One visa and considering switching but i would really want to stay with you guys" line.

Institution Brand Interest  Rate Annual Fee Card Kind Grace Period
BANK OF MONTREAL Mosiak Low Rate 11.40 $35 Mastercard 19 days
BANK OF NOVA SCOTIA Value 11.40 $29 Visa 26 days
LAURENTIAN BANK Reduced rate 11.49 $25 Visa 21 days
CIBC Select Visa 11.50 $29 Visa 24 days
ROYAL BANK Low Option 11.50 $20 Visa 21 days
TD CANADA TRUST TD Emerald 12.90 $25 Visa 21 days
BANK OF NOVA SCOTIA No-fee Value 13.90 N/A Visa 26 days
NATIONAL BANK Low Rate 14.50 $15 Mastercard 21 days
AMEX BANK OF CANADA Platinum Card 14.99 N/A Amex 21 days
CITIBANK CANADA Platinum 17.90 N/A Mastercard 21 days
MBNA Gold 17.99 N/A Mastercard 25 days
AMEX BANK OF CANADA Gold Air Miles 18.50 $50 Amex 21 days
AMEX BANK OF CANADA Air Miles 18.50 N/A Amex 21 days
BANK OF MONTREAL Mosiak No Fee 18.50 N/A Mastercard 19 days
BANK OF NOVA SCOTIA Money-Back 18.50 $8 Visa 26 days
BANK OF NOVA SCOTIA Gold Passport 18.50 $110 Visa 26 days
CIBC U.S. Visa 18.50 $35 Visa 24 days
CIBC Classic 18.50 N/A Visa 24 days
CITIBANK CANADA Gold 18.50 N/A Mastercard 21 days
ROYAL BANK Classic 18.50 N/A Visa 21 days
ROYAL BANK Gold Visa 18.50 N/A Visa 17 days
CANADIAN TIRE BANK Options, No Fee 18.90 N/A Mastercard 21 days
LAURENTIAN BANK Gold 19.49 $90 Visa 21 days
LAURENTIAN BANK Black 19.49 N/A Visa 21 days
BANK OF NOVA SCOTIA No-fee M 19.50 N/A Visa 26 days
CIBC Gold 19.50 $99 Visa 24 days
CIBC Aerogold 19.50 $120 Visa 24 days
NATIONAL BANK Gold 19.50 $90 Mastercard 21 days
NATIONAL BANK Regular 19.50 N/A Mastercard 21 days
ROYAL BANK Classic 2 19.50 $35 Visa 21 days
ROYAL BANK U.S. Dollar 19.50 $65 Visa 21 days
ROYAL BANK Gold Preferred 19.50 $110 Visa 21 days
*MONTHLY FEE TD U.S. Dollar 19.75 $25 Visa 25 days
TD CANADA TRUST TD U.S. Dollar 19.75 $25 Visa 25 days
TD CANADA TRUST TD Gold Elite 19.75 $99 Visa 21 days
TD CANADA TRUST TD `Gold Travel 19.75 $120 Visa 21 days
TD CANADA TRUST TD Green 19.75 N/A Visa 21 days
TD CANADA TRUST TD Gold Select 19.75 N/A Visa 17 days
TD CANADA TRUST GM Visa 19.75 N/A Visa 21 days
CITIBANK CANADA Driver s Edge 19.90 N/A Mastercard 21 days

 

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